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ARRIVE ALIVE…
A serious car accident can quickly disrupt your family’s finances. After emergency medical care, you may also have to deal with long-term recovery, lost income, or even permanent disability.
Many South Africans want to know how government road accident compensation works with private insurance after a crash. Knowing the differences between Personal Accident Insurance, Medical Aid, and the Road Accident Fund (RAF) helps you get the right compensation and avoid mistakes.
1. Statutory RAF Compensation vs. Private Personal Accident Cover
It’s important to know the difference between government compensation and private insurance policies you buy from insurers.
Feature
Road Accident Fund (RAF)
Private Personal Accident Insurance
Source & Nature
Statutory social indemnity funded via the national fuel levy
Voluntary short-term insurance…
